I haven't been very interested in posting or commenting on posts lately. I'll explain why. My 18-year-old son had a traffic accident on the evening of January 1st. (First off, I'll say that no one was injured...the most important thing.) He was on his way to work at the movie theater and was in the far right-hand land of the frontage road of I-35. A woman in a new Mustang was in the left lane alongside of him...and decided she wanted to make a sharp right in front of him to get into Pizza Hut. I think he was probably in her blind spot, but that doesn't make what she did okay. This resulted in cutting him off and she pushed him into the curb and busted his front tire all up rendering the car undrivable. He drives a 1996 Toyota Avalon with over 300,000 miles on it...which he paid for himself. Her car was merely scratched up a bit. Jon's car was towed to a local collision place and it is still there today.
So, we're going on three weeks here. Jon goes to school and has two part-time jobs. Now he's relying on his family and friends to chauffeur him around to these things which he hates because he doesn't like inconveniencing others...he's a very independent kid.
This is gradually becoming a nightmare. The police report declared the woman 100% at fault...and yet nothing has been done since the 1st. Apparently, the woman driving the car was not the owner. And the owner has to give a statement to the insurance company that he did or did not give his permission for the woman to drive his car. He has not returned the insurance company's calls. And it is not known whether the woman driving has insurance of her own. She is not returning calls, either. So, we're in a holding pattern. My insurance company (State Farm) cannot do anything until the insured's company has completed its investigation...which they are taking their time in doing. If they find out the woman was not insured and that the guy DIDN'T give his permission for her to drive the Mustang that night, then my coverage for under/uninsured motorists will cover the damage...and State Farm will go after her to get reimbursed. If he DID give his permission, then his insurance will cover the damage. On another note, his insurance is one of those rinky-dink companies that no one has heard of.
I had the day off today so I checked in with State Farm as to the status. Just more of the same. I am so freakin' frustrated by this I'm about to explode. I pay mucho insurance for having two young boys on my policy, have never submitted a claim, and I feel like I'm being screwed. I'm not upset with State Farm because it was the other driver's fault. But I just having this feeling that the other driver's insurance company is thinking I will just forget about it and it will go away. Of course that's not going to happen, but at this point, I wonder how long this is going to go on. Jon said to me the other day, "I didn't do anything wrong, Mom." And yet we're the ones suffering. Just doesn't seem fair.
Okay...thanks for letting me vent. :-/